A New Data Advantage for Credit Managers and NACM Members

Available directly through the NACM Dashboard, this exclusive report adds a new layer of certainty to credit decision-making.

Turn Data Into Certainty

Built on over three decades of experience and millions of transactional payment records, the TranzAction History Report delivers deep insights that go far beyond conventional credit reporting data. Information available includes positive and negative activity along with returned payments and their collection status.

By tapping into previously underutilized transactional information, credit managers can now access a new layer of actionable intelligence, all designed to reduce uncertainty and make more informed credit decisions.

Key Features

Real-Time access to millions of historical transactional records with detailed returned payment and collection status.
Insights into spending and frequency patterns to help identify payment behaviors.
Visibility into cash sale, and COD activity not typically captured in standard business reports.
Expanded data points engineered to remove uncertainty, supporting confident credit determinations.

See a Sample Report

Acme Brick

"The site is user friendly, speeds up the claims process with more accuracy and speed."

AFW

"We have been doing business with UTA since 2004. They do everything they can and more to accommodate our check guarantee needs at a rate that rivals any competitor. UTA works very well with our customized payment system and does an outstanding job."

Beacon

"In the 15 years that I have been working with UTA they have shown excellent customer service in supporting all our locations throughout the United States. They are quick and prompt to respond and are flexible in working with us to meet our needs. We consider them a great partner."

Carrier Enterprises

"United TranzActions is great! Our staff loves the automatic approvals."

Chapman Auto Group

"UTA is very easy to use to both approve checks and submit claims. I have always had my claims paid quickly and without issue. I would definitely recommend them to anybody that is looking to use them for their check guarantee service."

Darcars

"We have been a customer with UTA for over 13 years! They have always worked well with our staff to train, update and assist whenever needed! UTA has always been there when we have needed anything from clarification to implementing new stores and new products!"

El Dorado

"UTA is one company that follows through with what they promise. Our electronic transactions are delivered on time every time, Guaranteed!"

Fleetpride

"UTA's Check Guarantee services allow us to be protected from the first day we have a new location. They offer us customized programs to fit our needs, superior customer service and best of all, competitive rates."

Floor and Decor

"UTA has been a great partner for check guarantees over the years. Their responsive customer service and commitment to collaboration help ensure our customers are cared for while minimizing risk."

Haverty Furniture

"We have been with United TranzActions for many years and the flat rate program has saved our company $10,000 or more a month over the other check guarantee companies we have tried. Their "no denial" policy has helped us increase our sales."

Hendrick

"Our dealerships love the service."

Hunter Truck

"The service has always been top notch. UTA's customer service department responds quickly whenever we have any questions. A great service from a great company."

Ivan Smith Furniture

"We have had a business partnership with UTA since 2014. They are first class in customer service and are prompt to respond to our needs. The check guarantee process is quick and user friendly. We consider them a great partner."

Keystone

"I have had a good experience with UTA over the past several years, first as a user of the service and now as the main day-to-day contact. The service is user-friendly and easy to navigate. I am completely impressed with my account manager’s professionalism and customer service. She has an in-depth knowledge and understanding of the products and services that UTA offers. I am highly satisfied and would definitely recommend this business to others. "

La Z Boy

"We have had a great experience using UTA for check processing. The customer service is top-notch. Whenever we have any requests or questions, someone is there to help immediately. We also very much appreciate how fast the funds are deposited in the bank and the reduced risk of checks being returned. Highly recommend!"

Monro Muffler

"We've worked with United TranzActlons for the past eleven years and the level of customer service has been outstanding. UTA has saved us time and money through their automatic approval process. It's been a pleasure working with such a professional staff and we look forward to a long future working together."

NACM

"The 16,000 + members of our association consider United TranzActions to be their preferred provider of Check Guarantee and Payment Processing solutions. Their products and customer service are second to none!"

Quickrete

"I have been working with UTA for over ten years. They are always available for a call if an immediate issue arises. Our reps are also very attentive to all of our various requests. UTA also helps QUIKRETE stay current on the latest technology developments and offers guidance on specific issues. I would highly recommend UTA to empower your business with seamless payment processing solutions. Overall, QUIKRETE has enjoyed an amazing working relationship with UTA since 2012 and looks forward to our continued partnership in the future."

Rexel

"United TranzActions has been an invaluable partner for over 10 years, providing check guarantee services to hundreds of our locations nationwide. Their efficient guarantee process lets our associates focus on delivering the best customer experience when closing a sale. We truly value our partnership with UTA and appreciate their seamless support, which has become an essential part of our operations. Sometimes, it feels as though our dedicated account manager is part of our team!"

Stewart and Stevenson

"Stewart and Stevenson has been using United TranzActions check guarantee services since 1993. The services has always been top notch and the rate has remained competitive. UTA’s customer service department responds quickly whenever we have questions. UTA is a check guarantee company who has consistently met our needs at a very cost effective rate. It is an excellent and professional service."